Mobile App & Game E&O Facility

Crump Insurance Services has partnered with Lloyds of London to offer a new facility for Mobile Application and Game Developer E&O risks. Our exclusive form offers broad E&O, Media, Intellectual Property, Network Security, and Privacy coverages. Crump San Francisco has binding authority and can issue quotes the same day submissions are received.

Target Risks:

  • US domiciled companies
  • Annual Revenues under $50M (larger companies are eligible, but will be referred to LLoyd's for review)

Available Coverage:

  • Technology E&O
  • Media Liability (Personal and Advertising Injury)
  • Intellectual Property (excluding patent)
  • Network Security and Privacy Liability
  • Sub-limits for Privacy Breach Notification Costs, Privacy Regulatory Actions/Fines, and other Crisis Management Expenses

Parameters:

  • Capacity – $10M
  • We can accept other carriers’ applications

Coverage Highlights:

  • The Insured vs. Insured exclusion has a carveback for privacy claims brought by employees against the entity
  • The Security/Privacy coverage is expanded to specifically include theft of personally identifiable information, failure to disclose a breach of privacy
  • Aspen limits knowledge of claim and/or circumstances that could lead to a claim to the top 5 execs
  • Contingent Bodily Injury/Property Damage
  • Automatic coverage for acquisitions provided that subsidiary doesn’t represent more than a 25% increase in total assets, employee count, or gross revenue
  • Blanket Additional Insured language if required by a client in a contract